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Understanding Bankruptcy: Aug. 16, 2018

BY MICHAEL A. CIBIK, ESQ. AMERICAN BANKRUPTCY BOARD CERTIFIED Question: Can I pay my taxes by credit card, then file bankruptcy? Credit-card debt is frequently discharged in bankruptcy. Taxes can be paid with a credit card. State and federal governments accept and even encourage such payment. However, a credit-card debt incurred to pay tax is […]

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Understanding Bankruptcy, 8/9/2018

BY MICHAEL A. CIBIK, ESQUIRE AMERICAN BANKRUPTCY BOARD CERTIFIED Question: Does bankruptcy have any effect on arrest warrants? Bankruptcy has no effect on criminal arrest warrants. However, there is a stay on civil arrest warrants. When a bankruptcy is filed, the automatic stay arises by operation of law. What that means is that merely by […]

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Understanding Bankruptcy, Jul. 26, 2018

BY MICHAEL A. CIBIK, ESQUIRE AMERICAN BANKRUPTCY BOARD CERTIFIED Question: Why is your lender making it harder to make your payments? You tried every possible way to avoid it, but you finally decided that you had no choice-you filed a bankruptcy. But you want to continue to pay some creditors, like your house payment and […]

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MAYOR JIM KENNEY remains opposed and probably will veto the construction tax narrowly passed by City Council. Kenney has given himself till the end of the summer to decide whether to act. As the bill passed with only eight votes, Council may not have the 12 votes necessary to overturn the veto. COUNCIL PRESIDENT DARRELL […]

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Indego Bike Share Expands to South Philadelphia

By Eldon Graham INDego bike share program announced that it will grow this summer, adding at least eight more stations to the system. Early summer expansion will include station and bike availability at the Navy Yard with connections at AT&T Station and FDR Park. Additional stations will be installed throughout the summer to provide more […]

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Philly Council Adjourns: Construction Tax, Anti-Squatting, Border Separation

BY RYAN BRIGGS Philadelphia City Council adjourned for the summer after passing a $4.7 billion budget plan and a controversial construction tax that had pitted the Mayor’s Office against some legislators. Council had pitched a counterproposal to a budget proposed by Mayor Kenney that would have hiked property taxes in order to send additional funding […]

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Understanding Bankruptcy: Jun. 14, 2018

BY MICHAEL A. CIBIK, ESQUIRE AMERICAN BANKRUPTCY BOARD CERTIFIED Question: Why should I use a bankruptcy attorney? Most of my clients don’t have a lot of money. If they need to file for bankruptcy, they’ve usually gotten ads from “Bankruptcy Petition Preparers.” These folks advertise that they can prepare someone’s bankruptcy papers a whole lot […]

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Philadelphia GOP Slams Sanctuary-City Policy

On Wednesday, federal Judge Michael Baylson of the Eastern District of Pennsylvania ruled that President Donald Trump cannot cut off grants to Philadelphia over the way they handle illegal immigrants who have come into conflict with the law. After hearing the ruling Mayor Kenney was caught on tape dancing and proclaiming, “I’m a sanctuary city.” […]

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Today, the Philadelphia District Attorney’s Office announced that since DA Larry Krasner took office in January of 2018, its Homicide Unit has successfully secured 70 guilty verdicts and guilty pleas. The unit is led by ADA Anthony Voci, a former homicide prosecutor recruited to come back to the office at the start of the Krasner […]

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Understanding Bankruptcy, May 24, 2018

BY MICHAEL A. CIBIK, ESQUIRE AMERICAN BANKRUPTCY BOARD CERTIFIED Question: How long can I stay in my house if I filed a Chapter 7? Even if you choose to surrender your home as part of your Chapter 7, the automatic stay provision of the Bankruptcy Code still protects you, at least temporarily. At some point […]

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